Step One: Enter your bet in dollars where it says "Wager Amount". If you are only interested in finding out the payout factor, you can ignore this field.

Step Two: Enter the lines of up to 5 wagers into the column marked "Lines". Use a minus sign ("-") for a favorite, but not for an underdog.

Step Three: Click "Calculate".

Note: Don't enter anything into the "Factor" column. That will be calculated automatically.